Clients and friends, we are so happy to introduce long-time clients and friends Milt and Julia Baughman. While Julia continues to work part-time, the couple is enjoying the free time retirement brings. Time to embrace hobbies like gardening, exercise, and bridge, and time to enjoy the travel they love so much. Milt and Julia have been on many adventures – to Europe, on cruises, and revisiting Asia after living in Hong Kong as young professionals. They talk about the importance of being open to meeting new people and challenging yourself to learn new things in retirement. Enjoy their story!