The most popular class at Yale? Psych 157: Psychology and the Good Life. This “happiness course” was launched by professor Laurie Santos in 2018 and has been taken by a quarter of Yale students. Another 200,000 have taken the (free) online version. Talking recently about the impact of Covid on our mental health, Santos pointed […]

To Roth or not to Roth, that is the question. The question that many investors saving for retirement will need to answer at some point in their lives, whether they are just starting out in their careers or are nearing retirement. But where do you start? First, let’s look at some key differences between a […]

To Inform: Virtually every conversation I have about financial markets lately involves the upcoming Presidential election. That’s no surprise as the prospect for shifts in economic and tax policies after the election is significant regardless of which candidate is your favorite. I will say though, there seems to be a disconnect between the way “Main […]

To Inspire: Success Consists of Going from Failure to Failure Without Loss of Enthusiasm ―Winston Churchill Carol Dweck wrote in Mindset, about how she observed ten-year-old kids struggling with a series of puzzles. One of them, confronted with a harder puzzle, “pulled up his chair, rubbed his hands together, smacked his lips, and cried out, […]

How you wake up in the morning affects your entire day. If you begin your morning with momentum, you can keep it up for the entire day. Hal Elrod was impacted significantly by the economic crash of 2008, with his health, finances and career all in a downward spiral. But then he researched the personal […]

It’s easy to get dragged into the daily gyrations of the stock market and take your eye off the ball in what’s happening with the “real economy”. The market reacted violently in the early stages of the Coronavirus pandemic but staged a rebound the likes of which have never been seen. We’ve gone into some […]

To Inspire: Fortitude. It’s the strength of mind that enables a person to experience adversity with courage. In this issue of Wealth Notes, we share excerpts of an article on fortitude written for Success Magazine (September/October 2020 issue) by author, speaker and renowned teacher, Simon Bailey. Excerpts The Latin root of the word is fortis, […]

To Inform: One of my favorite questions I sometimes receive from clients is “what is something happening out there that no one is talking about?” With most eyes focused on the election and the negative economic impact of COVID-19, I think something which is flying under the radar are the individuals out there taking risks […]

To Inform: The 2020 Tax Holiday and What to Do About It Did that long-awaited vacation you planned for 2020 get cancelled because of Covid-19? You’re not alone. Fortunately, you can send (some of) your taxes on vacation instead. For this year only, required minimum distributions (RMDs) have been suspended, which might mean that your […]

To Inspire: It’s amazing what a group of people can accomplish when they’re all working toward a common goal. Back in 2015, the small community of Galva, Illinois pulled together for what came to be known as The Amazing Harvest. Local farmer Carl Bates, 55, was diagnosed with a “fast, aggressive cancer.” When the word […]