The Joseph Group

Wealth Notes

  • The 2020 Tax Holiday and What to Do About It

    September 24, 2020

    To Inform: The 2020 Tax Holiday and What to Do About It Did that long-awaited vacation you planned for 2020 get cancelled because of Covid-19? You’re not alone. Fortunately, you can send (some of) your taxes on vacation instead. For this year only, required minimum distributions (RMDs) have been suspended, which might mean that your […]

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  • Revisiting An Amazing Harvest

    September 24, 2020

    To Inspire: It’s amazing what a group of people can accomplish when they’re all working toward a common goal. Back in 2015, the small community of Galva, Illinois pulled together for what came to be known as The Amazing Harvest. Local farmer Carl Bates, 55, was diagnosed with a “fast, aggressive cancer.” When the word […]

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  • 3-2-1 to Inspire and Spark Joy

    September 17, 2020

    To Inspire: I (Matt) am a big fan of James Clear, author of Atomic Habits and creator of the Habit Journal. Every Thursday I receive his 3-2-1 email blast which consists of 3 of his own ideas; 2 quotes from others; and 1 idea for the reader to ponder. Here’s a recent 3-2-1 that I really liked […]

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  • Lower For Longer And Inflation

    September 17, 2020

    To Inform: Earlier this week the Federal Reserve announced they are planning to keep interest rates low for years to come, with the Fed’s own projections implying short term interest rates will remain at zero through 2023. Specifically, here is text from the Fed’s statement: “the Committee decided to keep the target range for the […]

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  • One of Many Heroes from 19 Years Ago

    September 10, 2020

    To Inspire: Tomorrow marks the 19th anniversary of the September 11th terrorist attacks on the United States. Where were you? I was a young marketing research manager at that time and it still feels like yesterday. I still remember specific conversations and looks on people’s faces as the events unfolded. I remember a colleague named […]

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  • Infrastructure – Not Just for Politicians

    September 10, 2020

    To Inform: When you think of infrastructure investments where does your mind go? Bridges to nowhere? Members of Congress lined up at the trough to capitalize on pork barrel spending? I can see why those things may come to mind, but the kind of infrastructure one ought to think about are the income generating, already […]

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  • Resources for Personal Growth

    September 3, 2020

    To Inspire: Looking for ways to spend your three day Labor Day weekend? Below, Edward Grinnan, Editor-in-Chief of Guideposts Magazine and author of The Promise of Hope, shares some of his favorite personal development websites and authors. Check some of them out and make it a great weekend! Favorite Personal Change Websites: Guideposts.org  True stories […]

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  • Beneath the Surface of a Market Hitting New Highs

    September 3, 2020

    To Inform: Several months back when the health and economic impacts of COVID-19 were being digested by financial markets, I remember reading a report talking about how the combination of Federal Reserve stimulus and recovering earnings could lead the S&P 500 to hit a level of 3,400, a new all-time high, before the end of […]

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  • Guided by Generosity, Wedding Couple Serves Homeless

    August 28, 2020

    To Inspire:   A lot of celebrations have been missed or changed due to the coronavirus and that can definitely be disappointing. But a northern Ohio couple recently decided to use the downsizing of their wedding as an opportunity to help others. Tyler and Melanie Tapajna of Parma, Ohio decided they couldn’t safely host the […]

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  • Understand 529 Plan Ownership to Maximize Impact

    August 27, 2020

    To Inform: I recently had a client ask me about the best way to save for college for their grandchildren. Immediately the 529 plan comes to mind but it’s not just that simple. Let’s start with the basics of a 529. Investment earnings and withdrawals are tax-free as long as they are used for qualified […]

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