The Joseph Group

Wealth Notes

  • Why Beauty is Important

    October 22, 2021

    To Inspire:   I (Matt) came across this March 2019 blog post from a freelance journalist, Eric Carlson and thought you would enjoy it. Entitled Why Beauty is Important for our Lives and our Cities, Eric touches on a theme we’ve often reflected on – the importance of beauty in living a great life – […]

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  • Inflation – Looking Past Today’s Impacts

    October 22, 2021

    To Inform: If you pick up any newspaper or turn on a financial news channel you won’t have to wait very long to see something about inflation, supply chains, and shortages. We’ve all heard about the spectacular increases in used car prices, shortages in super markets, and a housing market that has defied expectations over […]

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  • A Six Hour Drive Delivers Food and Kindness

    October 15, 2021

    To Inspire:   One afternoon in March 2021, Ekiben restaurant in Baltimore got an email. But instead of an order, or catering request, it was a man asking for a recipe. The man, Brandon Jones, was writing for the recipe for tempura broccoli topped with fresh herbs, diced onion, and fermented cucumber vinegar. Brandon was […]

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  • The Price is Right for Consumer Lending

    October 15, 2021

    Is Debt a Four-Letter Word? Imagine delivering a word association exercise with “debt” as the subject word. Would you expect responses like “opportunity”, “easy”, “cheap”, or “investment”? Probably not. Debt can carry a negative connotation due to our association with bad debt, such as high-interest credit cards or payday loans. What can be lost is […]

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  • Who Will You Be in Five Years?

    October 8, 2021

    To Inspire:  Years ago, one of my college-age sons invited his girlfriend at the time to our family Christmas gathering. After dinner, we all sat around playing Catch Phrase. Are you familiar with it? You divide into two teams and when it’s your team’s turn, one of your teammates gets 60 seconds to offer clues […]

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  • When is Volatility Just Noise?

    October 8, 2021

    To Inform:  Earlier this week, I had a client ask if we could talk later in the day about the recent market volatility. When he sent his email that morning, the Dow was down -400 points… when we talked a few hours later, all of the market indexes were showing green and the Dow was […]

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  • Trouble for Xi’s Grand Vision?

    September 28, 2021

    To Inform: China watchers have noted a marked shift in the attitude the Chinese Communist Party (CCP) has taken towards the business class in China. Chairman XI has been using the phrase “common prosperity” to describe the CCP’s philosophy of narrowing the country’s wealth gap between rich and poor. This philosophy of common prosperity has […]

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  • Great Ways to Savor Autumn

    September 28, 2021

    To Inspire: Last week Lisa and I (Matt) spent Sunday afternoon with our family out at Lynd’s Fruit Farm – picking apples, going on a hayride and enjoying time with our children and their families. It was a beautiful fall day and we LOVED the entire outing. There’s a reason F. Scott Fitzgerald once wrote that “life […]

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  • Collision Course – Record Margins Meet Rising Costs

    September 23, 2021

    To Inform:  One of the biggest tailwinds to the strong stock market returns in the US over the past decade is the expanding profit margins in publicly traded US companies. Expanding margins, the result of lower interest rates, steady input costs (materials and labor) and modest price increases have contributed to this rise in profit […]

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  • Commercial Star Works to Help Refugees

    September 23, 2021

    To Inspire: Most of us recognize Milana Vayntrub as the quirky lovable Lily from those fun AT&T commercials. But it’s her work helping refugees that’s really making a difference. In this issue of WealthNotes we share that part of her great life – via excerpts below from an article by Jessica Toomer and posted back […]

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