The Joseph Group

Plan Sponsor Insights

  • A Plan Sponsor Year End Checklist

    November 18, 2021

        I’m sure many of us were hopeful that 2021 would be a better year and in many ways our hopes came to fruition. While we didn’t quite get back to business as usual, business owners and plan sponsors weren’t thrown a curveball like the CARES Act so far this year. In most cases, […]

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  • What To Do When Providers Change?

    September 1, 2021

      A 401(k) plan has three key providers. The first is the recordkeeper, who’s primary responsibility is to track the assets in the plan so that employees and plan sponsors know what they have in the plan. Recordkeepers typically provide websites for participants and sponsors to view balance information, provide account statements and process distribution […]

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  • Third Party Insights: Interview with Brigette Lafferty, QPA, QKA

    June 22, 2021

    At The Joseph Group, we are blessed to have so many great outside partners who deliver on the promise of great service and execution. One of these partners is Brigette Lafferty, a Retirement Plan Administrator with Rea & Associates. Brigette has over 14 years of experience in this industry and as a grizzled veteran of […]

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  • Protect Your Deferrals; Prevent Refunds

    April 28, 2021

    Business owners agree that having a robust benefits package is critical to attracting and retaining top talent. Included in that package is a retirement plan, typically a 401(k) plan, with some type of employer contribution to give employee savings a boost. But what happens when employees aren’t taking care of their end of the bargain […]

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  • Cash Balance Plans

    February 18, 2021

      Well, we’re here. It’s 2021 and we are starting to see the light at the end of the COVID tunnel. As vaccines are ramping up there is a general sense of “the end is now in sight” for much of our country’s most at risk population. I hope you are feeling as optimistic as […]

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  • Plan Sponsors: Six Things to Do to Prepare for 2021

    October 28, 2020

    If you’re reading this, you’ve made it to October in one of the wildest years on record. I know it’s hard to imagine but we are just over 2 months away from a fresh start in 2021. I know this year has been particularly complicated for business owners and executives and I hope everyone has […]

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  • So Your Plan Isn’t Working

    September 16, 2020

    “How do we fix the plan?” That’s a question those of us in the Retirement Plans business hear a lot. Let me start by saying that most of the time, the plan isn’t “broken” but may just need an injection of life. Often, a slight tweak to one (or two) of the key plan provisions […]

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  • How Do Plan Sponsors Move Forward?

    August 12, 2020

    The year 2020 will be remembered for a multitude of reasons. We’ve had a pandemic, a recession, an extended period of civil unrest and all during a presidential election year. With all of these events taking place in such a short period of time, this will certainly be one for the history books. The question […]

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