The Joseph Group

Wealth Notes: Inform

  • Pilot Your Financial Plan(e)

    May 13, 2022

    To Inform: From someone who loves to travel, it seems only natural to liken financial planning to the airline industry. Financial planning is like being an airline pilot. You need a flight plan, must know where you’re going, check all of your gauges and make corrections when you run into turbulence. Here at the Joseph […]

    More Info
  • Opposite Extremes

    May 6, 2022

    To Inform: In recent days, I feel like I’ve observed multiple examples of “opposite extremes.” Late afternoon on Wednesday I had a headline flash on the CNBC app I use to track stocks and asset classes on my phone: “Stocks have best day since 2020!”  Just 24 hours later, on Thursday afternoon, I had a […]

    More Info
  • Owning Investments No One Likes

    April 29, 2022

    To Inform: It’s possible this has been said before in another time and place, but I like to think the maxim “You should always own something you don’t like” is an original thought of mine. An important corollary might be “be careful owning something everyone else loves”. I must say, however, that this rule should […]

    More Info
  • The End of Tax Season, Or Is It?

    April 22, 2022

    To Inform: Like a spring morning rejoicing in the retreat of winter, we rejoice in the recent close of so-called “tax-season”. This past Tuesday, tax off-season began for most people. For financial professionals, especially CPAs, tax off-season is at best fleeting and at worst non-existent, much like springtime in our home state. Most folks, though, […]

    More Info
  • Peak Inflation?

    April 14, 2022

    To Inform: We get a lot of investment research emails each week and if there was a common theme the last few days, it was the phrase “peak inflation.” Earlier this week inflation data came out for March. For the month, the consumer price index (CPI) surged +1.2% which equates to a whopping 8.5% on […]

    More Info
  • To Everything There is a Season

    April 8, 2022

    To Inform:  I once had a boss whose mantra was “everything is cyclical.” She would say this when we were discussing investment trends and asset classes that were either in favor or out of favor. There is great wisdom in understanding this. The Byrds did an excellent cover of Ecclesiastes 3 in their 1965 hit […]

    More Info
  • Charitable Giving During a Crisis – What to Do and Not to Do

    April 1, 2022

    To Inform: When a crisis hits, whether through war, natural disaster, pandemic, or other triggering event, many people feel a natural inclination to help those who are most affected. This topic feels pressing today amid the conflict between Russia and Ukraine, and also the tornadoes in New Orleans. We all want to help, so let’s […]

    More Info
  • The Fisherman and the Businessman

    March 25, 2022

    To Inform: I am often asked by people, “how much money do I need to retire?” It is such a fascinating question for me that leads me to ask them a few questions such as, “How much money do you spend every year? What do you want to do in retirement? What makes you happy? […]

    More Info
  • A Quick Recap of Portfolios at Panera

    March 18, 2022

    To Inform: Earlier this week we held our first live Portfolios at Panera event in many months. Alex and I had the opportunity to speak to a capacity crowd (it was a bit cozy in the room) and have a lively conversation on markets. Here is summary of key discussion items: Fed Rate Hikes On […]

    More Info
  • A Conversation with “Chris” About Markets and Ukraine

    March 11, 2022

    To Inform: As you can imagine, we’ve had a lot of conversations about markets, the war in Ukraine and our thoughts on the direction going forward.  For this “To Inform piece, “Chris” is a fictional character based on an amalgamation of clients and friends we have had recent conversations with. Why “Chris”? While we aren’t […]

    More Info