The Joseph Group

Wealth Notes: Inform

  • Investment Manias

    June 2, 2023

    To Inform: In his well-known book, Manias, Panics, and Crashes, late MIT professor Charles Kindleberger documents a series of, you guessed it, manias, panics, and crashes over a several hundred year time period. Kindleberger defines a mania as “a loss of touch with reality or rationality, even something close to mass hysteria or insanity.” He […]

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  • Performance of the Few Outweighs the Performance of the Many

    May 26, 2023

    To Inform: Every Friday The Joseph Group has what we call our ICAT meeting – Investment Communication and Advisor Team – and we spend the first 20-30 minutes talking about what is happening in the markets and performance across strategies. At today’s ICAT meeting, one topic was clearly front and center and it wasn’t the […]

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  • Short-Term Interest Rates – The Rest of the Story

    May 19, 2023

    To Inform:  As the end of the school year approaches, the Upton house has had a busy week of choir concerts. Two of my kids are in their school choirs and this week alone we have three concerts to attend. That’s a lot of music! At the first concert I was sitting next to my […]

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  • Avoiding Tax Penalties

    May 12, 2023

    To Inform: Congratulations on making it through another tax season! Now you don’t have to worry about paying taxes again until next April, right? Wrong! Believe it or not, the IRS wants their money sooner rather than later (ever wonder why IRA’s have a required minimum distribution?!) and with the looming debt ceiling debate, 2023 […]

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  • Taking Stock of Recent Data: Rates, Jobs, and Earnings

    May 5, 2023

    To Inform: The turn of the calendar to the month of May this week has brought a flurry of economic and earnings data. Banks are obviously in the headlines, but let’s take a look at some of the big data points from this week and potential implications. Rates Jay Powell and the Federal Reserve increased […]

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  • Get Organized!

    April 28, 2023

    To Inform: Another tax season has officially come and gone with the “celebration” of Tax Day on Tuesday, April 18th! Hopefully much of the stress surrounding taxes has subsided as most people have filed their income tax returns and can now look forward to enjoyable spring activities. Golf anyone? One reason tax season is stressful […]

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  • Thinking (and Acting) Like the Smart Money

    April 21, 2023

    To Inform: “Just because everything’s changing, doesn’t mean it’s never been this way before.” I heard this line in a song once and it was one of those things that sticks with me. So much of the human experience can be thought of in this way, including what we experience as investors. The world is […]

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  • The Mailbag – The Dollar, Dividends, and the Debt Ceiling

    April 14, 2023

    To Inform: Instead of pontificating about topics I think will be interesting to our readers (I hope we’re doing a good job at this!), I thought it would be worth addressing a few questions that seem to be on the minds of lots of friends and clients. So read along for a rapid fire Q&A. […]

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  • Taking Stock of Q1 2023 Asset Class Performance

    April 6, 2023

    To Inform: Earlier this week I was in a meeting with a client, and we talked about the challenging market last year in 2022. The client said, “I know, and everything is down again this year!” I replied that actually, most asset classes are positive so far this year and a balanced portfolio in the […]

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  • Saving Cash The Right Way

    March 31, 2023

    To Inform: Inflation, interest rates, stocks, bonds…there are countless factors to consider when thinking about your investment portfolio and your long-term goals, but when was the last time you considered what to do with your short-term cash savings? We all have a dollar amount that makes us feel comfortable in savings to be able to […]

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