The Joseph Group

Wealth Notes: Inform

  • Return of the Cyclicals

    April 8, 2021

    To Inform:  Cyclical stocks are found across a range of sectors and are those most tied to changes in the broader economy. They’re often in the front row seat for any sort of economic slowdown (e.g., homebuilders and banks in 2008-09), but can be one of the better ways to play a strengthening economy. While […]

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  • The Stimulus Keeps on Coming

    April 1, 2021

    To Inform: President Biden released his infrastructure proposal earlier this week. Let’s review some of the facts and share thoughts about how further stimulus may impact markets. The White House proposed spending about $2.2 trillion (with a T) over the next 10 years. The spending consists of $1.7 trillion in investment in physical infrastructure with […]

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  • Budgeting: Are You On Track?

    March 26, 2021

    To Inform:  Not long ago we were brainstorming New Year’s Resolutions. Some people went with perennial favorites – more exercise, eating healthier, more family time and travel (especially as Covid-19 subsides), while some resolved to get their finances in order. What better way to achieve that goal than to start with a budget? Why even […]

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  • Quantifying the Stimulus and Discussing the Potential Impact

    March 16, 2021

    To Inform: I was having a conversation with Client Advisor and Team Leader Dave Suchland this morning and I asked, “what’s the biggest question you are getting when you are having discussions with clients?” Dave replied, “the biggest question is definitely around all of this stimulus money and how it might impact inflation and markets.” […]

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  • Asset Classes – What’s Working and Not Working So Far in 2021

    March 11, 2021

    To Inform: Before we dive in, let’s provide some background. Clients of The Joseph Group know when we talk about “asset classes,” we don’t just focus on stocks and bonds. We divide up the asset allocation pie chart into five different categories in an effort to clarify the purpose of the asset class in the […]

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  • Interest Rates Spiking – Implications for Stocks and Bonds

    March 4, 2021

    To Inform: If you’ve picked up a newspaper this week or watched any financial news, you’ve seen that interest rates have moved sharply higher in recent weeks, culminating in last week’s intraday spike to 1.61% in US 10-year treasury bonds. While this may not sound like a lot, it’s important to consider the rate of […]

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  • Identity Theft Protection

    February 25, 2021

    To Inform: If you’ve been reading or watching the news you’ve most likely seen the fraud occurring with Ohio’s unemployment claims. This has hit too close to home as several Joseph Group clients and even team members have had their information compromised. Hopefully we are all taking precautions and shredding important documents, using strong and […]

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  • Mid-February Market Observations

    February 19, 2021

    To Inform:  Earlier this week I had a call with a client and he said, “I’ve been away and haven’t been following the markets too closely. I only have about 10 minutes – what is important for me to know?” We had a terrific brief conversation which focused on four key points, and I’ll share […]

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  • Reflation Everywhere

    February 12, 2021

    To Inform: We’ve written and talked about inflation a number of times over the past several months. For a period in early 2020, inflation was the least of anyone’s concerns (most strikingly when the April contract of WTI Crude Oil went to -$40 a barrel). We’re not yet at levels of inflation where one must […]

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  • Will “Interest” In Municipal Bonds Go Up in 2021?

    February 4, 2021

    To Inform: In December, TJG Portfolio Manager Alex Durbin and I had the opportunity to have a terrific meeting at a client’s home (with appropriate social distancing). In addition to enjoying some amazing Christmas cookies, we had an interesting discussion about an area of the financial markets which typically flies under the radar – municipal […]

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