The Joseph Group

Wealth Notes: Client Account

Wealth Notes is a regular digest provided to you: our valued clients and friends. Our goal with each issue of WealthNotes is to provide you with two perspectives on wealth: one that aims to inspire and the other that aims to inform.

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  • Voting Member of the Fed Makes “Interesting” Comments – Are Rising Rates Imminent?

    September 9, 2016

    Earlier today, a voting member of the U.S. Federal Reserve (Boston Fed President Eric Rosengren) made statements which created a strong market reaction.  According to Rosengren, the Fed believes continuing to keep interest rates low may present “longer-term risks from significantly overshooting the economy’s growth.”  As a result he stated “a reasonable case can be made for continuing to pursue a gradual normalization in monetary policy.” Members of the Fed seem to always speak in confusing sentences and big words, but to the financial markets, Rosengren’s words meant one thing…

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  • Flat and Frustrated

    June 16, 2016

    Flat. Frustrated. While these two words describe the stock market and the mood of investors respectively, it is important to be smart in responding to what the market is doing. After all, Benjamin Franklin once said, “An investment in knowledge pays the best interest.” With that in mind we share with you two crucial concepts to consider in this range-bound environment.

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  • New Year, New Market Lows

    January 11, 2016

    In the first four trading days of 2016, U.S. stock market indexes have declined approximately -5%, the worst four day start to a year for the Dow and S&P 500 in history, according to FactSet data going back to 1897.  The catalysts for the decline seem like an almost exact replay of last August’s correction – news of slowing economic growth in China, China devaluing their currency, and the Chinese government interfering with free operation of their stock market. Let’s look at each piece to discuss what is happening:

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  • Social Security Changes: What You Need To Know

    November 17, 2015

    This past week, all eyes were on Congress and the debt ceiling negotiations. A budget deal was struck, but there were a couple important provisions of that bill not being talked about which impact Social Security claiming options. Specifically, two key strategies were targeted which are now being phased out.

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