Our four core portfolios enable us to implement a client’s wealth allocation framework (see above). Each client account has a specific role in the Wealth Allocation Framework and is invested accordingly in one of these portfolios.
Conservation is intended to be a low volatility portfolio designed to provide minimal risk to principal with modest levels of income. Often used as an accessible portfolio for monthly cash flow or for long-term cash reserves, Conservation seeks to conserve wealth and provide a level of income higher than other cash alternatives.
Provision is a total return portfolio with a focus on dividend and interest income intended to keep pace with taxes and inflation. It is designed as a portfolio that can be a primary source of annual cash flow for living expenses, thus sustaining one’s lifestyle in retirement.
Harvest is a diversified, total return portfolio intended to outpace taxes and inflation. It is designed for investors who seek growth toward a long-term goal such as retirement or longer-term college savings, but with a degree of risk management.
Abundance seeks long term growth of capital with minimal regard for short term volatility. For investors who have aspirational goals for a portion of their wealth, Abundance is a portfolio which seeks to “go for it” by identifying and investing across dominant themes in the financial markets. It can be implemented via no-load mutual funds or our Home Grown Strategy which selects a focused group of individual stocks.
Please note: The value of each portfolio will change, and you could lose money on your investment. An investment in one of the portfolios is not a bank deposit and is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although each portfolio seeks to meet certain objectives, there is no guarantee these objectives will be achieved.