The Joseph Group’s Retirement Plan Services Team is a forward thinking, highly credentialed & experienced team. We provide knowledgeable guidance with a highly proactive standard of client care.

We are at our best serving values-based businesses that want to see their teams thrive both inside & outside of the workplace. We make the greatest impact when we are not only leveraging our passion for participant education but also walking in step with our clients to help them more effectively recruit, engage & retain team members.

Who We Work With

Our typical retirement plan client:

• Is an Ohio based company;
• Has a culture of caring for their team;
• Has a 401(k) plan with $1 million or more.

Our Passion

Partnering with employers who share our values to provide an effective plan for their team.  This is accomplished through understanding objectives for the plan and designing or refining it to fit the business and team’s needs.  For the team we provide education and individual 1-1 meetings to focus on retirement readiness. During the individual meetings we will:

• Listen to each team member’s purpose and goals for retirement
• Assist them in designing a plan to save
• Provide guidance in selecting the appropriate investments to achieve their retirement goals.

Finally, the team will experience The Joseph Group advantage by having us as the plan quarterback and benefit from the simplicity of a single point of contact for all issues and plan needs.

Our Proven Process

Step 1 – Get to Know You!

We get to know you and your company (your business, core values, benefits philosophy and the specifics of your retirement plan).  Additionally, we get to know your team and help prepare them for retirement:

• What financial topics would they like to hear about?
• Are there frustrations with the current plan?
• Are the investments understandable and appropriate?

Step 2 – Fiduciary Guidance

After getting to know you, we help you design a retirement plan that best fits your company and your objectives. The plan will be designed with the following fiduciary objectives in mind:

• Plan Design
• Vendor Consulting
• Investment Policy Statement
• Fee Benchmarking
• Fiduciary Checklist
• Annual Due Diligence Meetings

Step 3 – Investment Guidance

We recommend an accessible and easy to understand investment menu for the plan.  On an ongoing basis we will:

• Monitor and benchmark the performance of the menu;
• Recommend changes to the menu as needed;
• Provide education around the investment menu; and
• Assist team members in choosing an investment strategy consistent with their own goals and circumstances.

Step 4 – Education Engagement

We encourage your team members to own their own retirement readiness via individual enrollment sessions, financial education seminars and one on one meetings.

Our Commitment

Our clients choose us for three main reasons:

• We Simplify – by being approachable and cutting through financial jargon to make an impact on team members.
• We Clarify – by providing a clear picture of where your plan is today and develop a road map for moving forward.
• We Encourage – by building lasting relationships that seek to inspire your team with what may be possible for their retirement.