The Joseph Group

Wealth Notes

Wealth Notes is a regular digest provided to you: our valued clients and friends. Our goal with each issue of WealthNotes is to provide you with two perspectives on wealth: one that aims to inspire and the other that aims to inform.

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  • What’s the Deal with Negative Interest Rates?

    August 23, 2019

    To Inform:  Earlier this week a capacity crowd attended our Portfolios & Pints event and we pulled topics out of a German hat (with a feather in it) to discuss with the audience.  We covered current events such as the inverted yield curve and Chinese currency devaluation as well as big-picture topics such as The […]

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  • Finding Beauty in Every Day

    August 21, 2019

    To Inspire: I (Matt) am just back from a week’s vacation in Yellowstone National Park with our youngest daughter, Mary Grace.  It was an awesome father/daughter trip! We both were struck with the incredible beauty we witnessed.  From the Grand Teton Mountains on the southern edge of the park; to the deep gorge through which […]

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  • Yield Curve Inversion – What’s Next for the Markets?

    August 15, 2019

    To Inform: On Wednesday, for a brief period in the bond market, the interest rate on the 2-year Treasury note was higher than the interest rate on the 10-year Treasury note creating a rare bond market occurrence known as a “yield curve inversion.”  (Note:  yield curve is just a fancy name for a graph of […]

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  • The Valuable Price of Pain

    August 14, 2019

    To Inspire: Last week I (Matt) shared a story from Dr. Henry Cloud’s book, Integrity: The Courage to Meet the Demands of Reality.  I shared Cloud’s story of a man that became a surgeon simply because his father and grandfather were surgeons and wanted him to be one too.  Not having any real passion for […]

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  • Perspective on Stocks and Bonds in the Midst of a Trade War

    August 9, 2019

    To Inform:  Last week’s “To Inform” piece of Wealthnotes was titled “What a Week in the Financial Markets!” and we could say the same thing about this week.  China’s response to President Trump increasing tariffs last week was to allow their currency, the Yuan, to weaken and to ask Chinese state-owned companies to suspend imports […]

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  • Integrity: The Courage to Meet the Demands of Reality

    August 9, 2019

    To Inspire: I (Matt) recently read Dr. Henry Cloud’s book entitled, Integrity: The Courage to Meet the Demands of Reality.  Great book.  I’ll share one story from it in this issue of WealthNotes and another story from it next week. Cloud, a psychologist, shares that one client he counseled was a surgeon but had chosen […]

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  • What a Week in the Financial Markets!

    August 2, 2019

    To Inform: Wow, what a week in the financial markets.  This week saw three big market-moving events: 1.  July 31, the Federal Reserve cut interest rates by 0.25% in a move that was widely expected.  Before and after the announcement, the market was generally flat but had a sharp negative reaction during Chairman Powell’s press […]

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  • The Habit of Living with Humility

    August 1, 2019

    To Inspire: We’ve been discussing the power of forming good habits as a way to live lives of purpose, passion, and joy. There’s another kind of habit that also is essential to living this kind of life – the habit of living with humility. If greed is the root of all evil (as the Bible […]

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  • 9 Ways to a More Satisfying Life

    July 26, 2019

    To Inspire: We came across this post on Guideposts.org.  Written by Roberta Messner, it offers 9 tips for living a satisfying life.  We’ve reprinted the post below – enjoy! Source: vimeo.com   Health. Happiness. Success. It’s what we all seek in life, what we’ve been told leads to a satisfying life. Too often, however, these […]

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  • The World May Not Be Flat, But Earnings Are

    July 26, 2019

    To Inform:  The stock market is currently in the midst of quarterly earnings season.  As of July 25th, 61 companies within the S&P 500 are reporting their earnings for the 2nd quarter, and next week, 160 companies are reporting. So, with the stock market hovering around record highs, earnings growth for U.S. companies must be […]

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