To Inform:  It’s fair to say that 2022 started with a bang. Reminiscent of the start to 2021, bond yields took off in the first week of 2022, with the yield on the US 10-Year Treasury Bond rising from 1.51% on December 31 to an intraday high of 1.80% on January 7. This increase in […]

To Inform: The first week of the year is a time to look back, compile the official market data for the prior year, see what worked and what did not work, and use it all to inform decisions for the year ahead. Let’s look at some observations across major asset classes. Note:  Index Return data […]

To Inspire:    For many, New Year’s Resolutions create extra stress. We feel the need to have some – but after years of failing to keep them, we dread the thought of once again setting ourselves up for failure. How about an entirely new perspective on New Year’s Resolutions? Instead of setting overly ambitious goals, […]