To Inform:  One of the privileges we have as financial advisors is the opportunity to learn about and meet with our clients’ children. Often, the children we meet are recent college graduates who have landed their first “real” job and are overwhelmed by the financial decisions they need to make. Do I save to a […]

To Inspire: I had lunch today with a friend I hadn’t seen for at least 7-8 years. We served together on a board overlapping for a couple of years as I finished my tenure, and he was just beginning his. I loved catching up on his life and learning some new things about him. Like […]

  As a plan sponsor, running an effective 401(k) plan can be time consuming and take your focus away from your day-to-day responsibilities. With the stress of your everyday job sometimes pieces of a 401(k) plan can be pushed to the side. One part of an effective 401(k) plan that is often overlooked is education. […]

To Inform: The Joseph Group’s Head Trader and Investment Operations Associate Andrew Burkey often says, “What is the market telling me?” What this statement implies is there is information embedded in the price movement of the market and investors can sometimes benefit from looking at prices to determine a fundamental story. What is the market […]

To Inspire:   In 2023 a 15-year-old fan of billionaire William Buffett approached him at Berkshire Hathaway’s annual shareholder meeting and asked a simple question, “How do you avoid mistakes in life?” And while this very much seems like a big, complex question, Buffett had a short and simple answer, “You should write your obituary […]

To Inform: I love it when conversations I have during the week fit together. On Wednesday, I had a phone call with a client who said, “I read an article talking about gains in the market being tougher to come by going forward…the next time we meet, I’d like to talk about what we are […]

To Inspire: Are you or a loved one going through a difficult time right now? I (Matt) am seeing some challenging situations all around me right now – among clients, family, friends. The trials are different – some are health related, others relationship struggles, others job or financial. But all of them are real and […]

To Inform:  As the calendar has turned to May the trees are leafing out, the flowers are blooming, and market prognosticators are trotting out one of their favorite nostrums that perhaps you’ve heard of – “Sell in May and Go Away.” Are the prognosticators right, does this make sense? We’ll look at the historical data […]

To Inspire: During his senior year in college Rodney Smith Jr. saw an elderly man struggling to mow his lawn and pulled over to help. That act of kindness prompted Smith to start mowing lawns for others for free. Today, Smith leads a nationwide organization inspiring thousands of young people to mow lawns in their […]

To Inform: I (Theresa) grew up one of 6 kids in rural Ohio. From a very young age, I learned that we had “just enough.” My life was very simple but felt very rich. Everyone was always required to help out around the house/farm with upkeep. We were encouraged to work odd jobs, such as […]