To Inform: If you’ve picked up a newspaper this week or watched any financial news, you’ve seen that interest rates have moved sharply higher in recent weeks, culminating in last week’s intraday spike to 1.61% in US 10-year treasury bonds. While this may not sound like a lot, it’s important to consider the rate of […]

To Inform: If you’ve been reading or watching the news you’ve most likely seen the fraud occurring with Ohio’s unemployment claims. This has hit too close to home as several Joseph Group clients and even team members have had their information compromised. Hopefully we are all taking precautions and shredding important documents, using strong and […]

To Inspire: I’m obsessed with NASA’s Mars Perseverance, the rover that landed on the red planet last week. It’s probably because I’ve read science fiction all my life – my father and older brother both read sci-fi when I was a kid – so I’ve always been interested in space. The Perseverance is the most […]

To Inform:  Earlier this week I had a call with a client and he said, “I’ve been away and haven’t been following the markets too closely. I only have about 10 minutes – what is important for me to know?” We had a terrific brief conversation which focused on four key points, and I’ll share […]

To Inspire:   Is your wealth changing you or are you changing your wealth? It’s an interesting question isn’t it? When I refer to wealth, I mean whatever level of financial resources one has. I ask the question because so many of those reading this (our clients and friends) have (or will) reached a comfortable […]

To Inform: We’ve written and talked about inflation a number of times over the past several months. For a period in early 2020, inflation was the least of anyone’s concerns (most strikingly when the April contract of WTI Crude Oil went to -$40 a barrel). We’re not yet at levels of inflation where one must […]

To Inspire: Here we are, closing in on one year of pandemic life, and, if you’re in Central Ohio (or much of the Eastern United States), socked in by snow and below freezing temperatures. What to do? Why not take a look out your window and see the beauty of the world. Birdwatching: Winter is […]

To Inform: In December, TJG Portfolio Manager Alex Durbin and I had the opportunity to have a terrific meeting at a client’s home (with appropriate social distancing). In addition to enjoying some amazing Christmas cookies, we had an interesting discussion about an area of the financial markets which typically flies under the radar – municipal […]

To Inspire:   I’m a football fan in my mid 60s. And I played football in high school and college (small college football – Woody just wouldn’t take a look at me!) With the Super Bowl coming up this weekend, I read with interest and a touch of nostalgia Ben Shpigel’s January 22, 2021 New […]

To Inspire: We humans are an interesting lot. At the drop of a sparkly ball in Times Square, we welcome each new year, in anticipation that the year ahead will exceed the year just past. Less than three weeks later, we celebrate “Ditch New Year’s Resolution Day,” and focus our thoughts on Groundhog Day, wishing […]