To Inspire: As we step into this 4th of July weekend, it may be tempting to focus on the tremendous problems we face as a nation: growing violence, deep division; staggering poverty; and the continued breakdown of the family. But lest we move too far towards despair, I much prefer to shift our thinking to […]
To Inform: “Nothing is simpler than greatness; indeed, to be simple is to be great.” – Ralph Waldo Emerson. The concept of simplicity is one that we strive to help all of our clients achieve. One key way to simplify your financial life involves regularly reviewing and updating your beneficiary designations. Beneficiary designations done well […]
To Inspire: Maybe you’ve seen this poem before. It was featured in the New York Times Magazine in September of 2019, then gained viral fame in 2020 as people looked for signs of hope during the pandemic. Somehow, I missed it. But I read it a few weeks ago and have been thinking about […]
To Inform: Every Friday morning at 11am, we hold what we call our ICAT meeting – Investment Communication & Advisor Team. Our entire advisor team gathers, and we typically spend the first 20-30 minutes talking about what is happening in markets and how portfolios are responding before doing a deep dive into financial planning topics. […]
To Inspire: How’s your heart? I don’t mean your physical heart – all of us likely are getting plenty of information and insight on our physical heart and how to better care for it. I mean your spiritual heart – your soul, the place where our deepest sense of identity, love, meaning and purpose is […]
Recently the Employee Benefit Research Institute released the 2023 “Retirement Confidence Survey Results” and the results are eye opening. Within the last 18 months we’ve seen some historically bad market volatility, including the worst year ever for the bond market in 2022, recent highs in inflation, and three of the biggest bank failures on […]
To Inform: John Templeton a famous investor from a different generation once said, “The investor who says, ‘This time is different’, when in fact it’s virtually a repeat of an earlier situation, has uttered among the four most costly words in the annals of investing.” Few people at the start of the year would have […]
To Inspire: This week members of The Joseph Team had the opportunity to spend the afternoon at the Mid-Ohio Food Collective, helping with their On-Site Community Pantry. While the Collective has multiple food bank locations, this on-site pantry in Grove City is their only drive-thru pantry and serves a lot of people. Some team […]
To Inform: In his well-known book, Manias, Panics, and Crashes, late MIT professor Charles Kindleberger documents a series of, you guessed it, manias, panics, and crashes over a several hundred year time period. Kindleberger defines a mania as “a loss of touch with reality or rationality, even something close to mass hysteria or insanity.” He […]
To Inspire: At our Wealth Summit on Wednesday evening, Dr. Marc Milstein gave a fascinating talk on how to age-proof our brains. Marc is the best-selling author of The Age-Proof Brain and a nationally known neuroscientist and researcher on brain health at UCLA. For those of you who weren’t able to attend, here are 7 […]