As a retirement plan sponsor, providing education for your team so that they can make the most of the retirement plan is critical. When employees are financially well, they tend to perform better with their day-to-day duties, as well as have better health outcomes. There are several financial services companies that survey employees around […]

To Inspire: I’ve just begun a book that my colleague, Michelle O’Brien, shared with me, JOYSPAN: The Art and Science of Thriving in Life’s Second Half, by Dr. Kerry Burnight, a geriatric physician who writes and speaks extensively on longevity. For Kerry, longevity is not just the number of years one lives (lifespan) or the […]

To Inform: When considering what to write about, my mind often turns to what is in the headlines. No one wants to hear about how the Cleveland Guardians overcame a 15.5 game deficit against the Tigers to win the American League Central Division on Sunday only to be bounced from the playoffs by the same […]

To Inform: The Joseph Group’s Investment Committee met this week. Among the agenda items was a regular exercise where members rank their asset allocation views (underweight/neutral/overweight) across the five primary asset classes we use in constructing client portfolios. It’s always an interesting exercise, and usually one that stimulates interesting debate. One asset class discussed was […]

To Inspire: Well, here we are. October begins next week, and the fourth quarter of the year always goes so quickly. I just received my first “it’s X number of days til Christmas!” email from a major retailer – it’s 90 days, by the way. Before we know it we’ll be making plans for New […]

To Inspire:   Dear Clients and Friends: If you read this today (Friday), I’ll be at the Pickaway Correctional Institution for our firm’s annual Men’s Bus Trip to an Ohio prison (we also do an annual Women’s Trip). For ten years now we’ve been hosting these trips with the aim of allowing our clients and […]

To Inform:  Earlier this week the Federal Reserve (in surprise to virtually no one) cut interest rates by 0.25%, taking the upper band of the Fed Funds range from 4.50% down to 4.25%. The Fed Funds rate influences short-term interest rates for things like money market funds so cash savers should expect to see lower […]

To Inform: This week The Joseph Group had the joy of hosting clients and friends of the firm for our Oktoberfest themed “Portfolios & Pints.” As is our annual tradition, Joseph Group CEO Travis Upton and I pulled questions from a hat that had been submitted by clients ahead of time. Such a format means […]

To Inspire: Things change in September, have you noticed? It’s like the carefree days of summer are over and everyone gets back to business. It turns out there are reasons why many of us seem to crave a life reset this time of year and that indulging in this impulse is good for our brain. […]

To Inform: A favorite activity at my home is when dad throws batting practice to the boys, when I can find the strike zone, that is. When the kids are feeling cheeky (and maybe my pitches are a little wild) they like to toss back more than one ball at once. Usually, I try to […]