To Inform: “Nothing is simpler than greatness; indeed, to be simple is to be great.” – Ralph Waldo Emerson. The concept of simplicity is one that we strive to help all of our clients achieve. One key way to simplify your financial life involves regularly reviewing and updating your beneficiary designations. Beneficiary designations done well […]

To Inform:  Every Friday morning at 11am, we hold what we call our ICAT meeting – Investment Communication & Advisor Team. Our entire advisor team gathers, and we typically spend the first 20-30 minutes talking about what is happening in markets and how portfolios are responding before doing a deep dive into financial planning topics. […]

To Inform: John Templeton a famous investor from a different generation once said, “The investor who says, ‘This time is different’, when in fact it’s virtually a repeat of an earlier situation, has uttered among the four most costly words in the annals of investing.” Few people at the start of the year would have […]

To Inform: In his well-known book, Manias, Panics, and Crashes, late MIT professor Charles Kindleberger documents a series of, you guessed it, manias, panics, and crashes over a several hundred year time period. Kindleberger defines a mania as “a loss of touch with reality or rationality, even something close to mass hysteria or insanity.” He […]

To Inform: Every Friday The Joseph Group has what we call our ICAT meeting – Investment Communication and Advisor Team – and we spend the first 20-30 minutes talking about what is happening in the markets and performance across strategies. At today’s ICAT meeting, one topic was clearly front and center and it wasn’t the […]

To Inform:  As the end of the school year approaches, the Upton house has had a busy week of choir concerts. Two of my kids are in their school choirs and this week alone we have three concerts to attend. That’s a lot of music! At the first concert I was sitting next to my […]

To Inform: Congratulations on making it through another tax season! Now you don’t have to worry about paying taxes again until next April, right? Wrong! Believe it or not, the IRS wants their money sooner rather than later (ever wonder why IRA’s have a required minimum distribution?!) and with the looming debt ceiling debate, 2023 […]

To Inform: The turn of the calendar to the month of May this week has brought a flurry of economic and earnings data. Banks are obviously in the headlines, but let’s take a look at some of the big data points from this week and potential implications. Rates Jay Powell and the Federal Reserve increased […]

To Inform: Another tax season has officially come and gone with the “celebration” of Tax Day on Tuesday, April 18th! Hopefully much of the stress surrounding taxes has subsided as most people have filed their income tax returns and can now look forward to enjoyable spring activities. Golf anyone? One reason tax season is stressful […]

To Inform: “Just because everything’s changing, doesn’t mean it’s never been this way before.” I heard this line in a song once and it was one of those things that sticks with me. So much of the human experience can be thought of in this way, including what we experience as investors. The world is […]