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The Joseph Group

Wealth Notes

  • Three Keys to Happiness

    August 17, 2023

    To Inspire: Despite the television and movie cliché of the grumpy old person there’s a fair amount of research that shows people get happier as they age. Laura Carstensen from the Stanford Center on Longevity says, “As we age, our time horizons grow shorter and our goals change. When we recognize that we don’t have […]

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  • What If Longer Term Trends Reassert Themselves?

    August 11, 2023

    To Inform:  I recently read a research report which looked at longer-term trends in the financial markets. The report struck me because the trends are not necessarily in-line with recent market leadership, but if the trends assert themselves in the years ahead, it would have meaningful implications for portfolio construction. First is the value of […]

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  • What Do I Want to Give Myself To?

    August 11, 2023

    To Inspire: Parker J. Palmer (no relation) is an author and founder of the Center for Courage & Renewal. He recently reflected on his life as he gets older and leaves his professional work behind. Regardless of age, what he shares below are some pearls of great wisdom for all of us: In recent years […]

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  • Debt Downgrade – Crossing the Rubicon or No Big Deal?

    August 4, 2023

    To Inform: Julius Caesar crossed the Rubicon River in 49 BC, ultimately cementing his role as Dictator Perpetuo of the Roman Republic. Some sources say that before crossing Caesar said alea iacta est (“the die is cast”). Many are wondering with the ratings agency Fitch’s downgrade of US government debt this week if the US […]

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  • Family Recipes

    August 4, 2023

    To Inspire:   Rosie Grant picked up an unusual hobby during the COVID lockdown in 2020, one that she’s still doing and it’s bringing her some viral fame. Grant bakes recipes found on gravestones. Grant was studying library science and a class had her create a social media account to learn how networks work. At […]

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  • Don’t Paint All Real Estate with the Same Brush

    July 28, 2023

    To Inform: We’ve been hearing a lot of questions and concerns about real estate from clients and friends. It may have something to do with some of the headlines in the media. The crux of the concern is reflected in these recent magazine covers:   With so many office buildings in major cities sitting with […]

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  • Living with Hope

    July 28, 2023

    To Inspire: Last Tuesday, I was privileged to host a group of our women clients and friends for a day at the Ohio Reformatory for Women in Marysville. We spent that day with 40 women, many of whom have been incarcerated for many years. They are part of a program called Embark, offered in that […]

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  • Should I Stay or Should I Go?

    July 11, 2023

    To Inform: 41 years ago, when the UK punk rock band The Clash released their most famous single, 30-year fixed mortgage rates here stateside were 16.7%. While current mortgage rates are not remotely close to those of 1982, many would-be movers are still echoing the line so artfully sung by Mick Jones. In that angsty […]

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  • Rethinking Vocation

    July 11, 2023

    To Inspire: “The ‘personal vocation’ is, in fact, the secret of unity and integration at the heart of a whole life.”  – Father Herbert Alphonso, S.J What is a vocation? Many people assume that their vocation resides solely in their profession. Scott Waalkes dissects the idea that work equals vocation in his paper, Rethinking Work […]

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  • Higher for Longer – Bond Yields Aren’t Going Back to the Past

    July 11, 2023

    To Inform: I had a dream the other night. I owned a DeLorean with a fully functioning flux capacitor and felt a strong urge to go back to 2013 and buy some real estate. In my dream, my wife asked me “what about interest rates?” I told her, “Honey, where we’re going there aren’t any […]

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