To Inform:   Each January it’s a tradition for us at The Joseph Group to talk about the big picture themes which could impact portfolios in the year ahead. Defining these themes is important for our portfolio management process because they point us toward potential actions we may want to take in the portfolios we […]

To Inform: This ‘To Inform’ article was originally published in the Fall 2022 issue of Harvest Magazine.     “It is always darkest just before the day dawneth.” – Thomas Fuller Optimism abounds for financial planners. No, we don’t have a crystal ball for where we might be headed, but it might surprise you to hear […]

To Inform:  A major disappointment for markets this year has been the absence of one of the key engines of global growth: China. Regardless of whether one is invested in Chinese stocks, the impact China has on global markets is profound. We’ve seen this play out in a variety of ways over the last three […]

To Inform: As we enter the end of the year, many people who are Social Security and Medicare age are receiving their notices about the changes for next year. The good news is that Social Security benefits are going up by 8.7% next year, which is one of the largest increases on record! The bad […]

To Inform: Last night we hosted a Portfolios at Your Place event to a capacity crowd of Joseph Group clients and friends. We talked about a multitude of topics, but I want to share a few key highlights. Post Mid-Term Elections Regardless of how an investor may feel about the mid-term elections politically, historically, the […]

To Inform:  The onset of Autumn is a reminder for many things, cooler days and brisk nights, football, the forthcoming holiday season, and Required Minimum Distributions. Ha! What is a Required Minimum Distribution? A Required Minimum Distribution, often abbreviated as RMD, is the minimum annual amount you must take from retirement accounts to satisfy federal […]

To Inform: With the turn of the calendar to November this week there was a headline I saw multiple places across the financial media – here is an example:   The popular Dow Jones Industrial Average (DJIA) of 30 stocks was up +14% for the month of October, for the best month in over 46 […]

To Inform: This week I had the chance to join a few of my peers here in Columbus for dinner with the Chief Economist and the Head of Technical Strategy at Strategas, a research firm whose partnership we greatly value. Both individuals spent 15-20 minutes on what they’re paying attention to in their work. The […]

To Inform: Each fall some 66 million people who receive social security benefits tune in to see what cost-of-living adjustment, or COLA, will be introduced by the Social Security Administration (SSA). Annual COLAs have occurred since 1975 and are based on the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), with the […]

To Inform: Emotions are high when it comes to markets right now. There is a coffee shop in Hilliard called Coffee Connections which is one of my favorite places to work when I need to focus. It’s a terrific place – great coffee, terrific atmosphere, and amazing people. As I’m typing this, there is a […]