To Inform: As we enter the end of the year, many people who are Social Security and Medicare age are receiving their notices about the changes for next year. The good news is that Social Security benefits are going up by 8.7% next year, which is one of the largest increases on record! The bad […]
To Inform: Last night we hosted a Portfolios at Your Place event to a capacity crowd of Joseph Group clients and friends. We talked about a multitude of topics, but I want to share a few key highlights. Post Mid-Term Elections Regardless of how an investor may feel about the mid-term elections politically, historically, the […]
To Inform: The onset of Autumn is a reminder for many things, cooler days and brisk nights, football, the forthcoming holiday season, and Required Minimum Distributions. Ha! What is a Required Minimum Distribution? A Required Minimum Distribution, often abbreviated as RMD, is the minimum annual amount you must take from retirement accounts to satisfy federal […]
To Inform: With the turn of the calendar to November this week there was a headline I saw multiple places across the financial media – here is an example: The popular Dow Jones Industrial Average (DJIA) of 30 stocks was up +14% for the month of October, for the best month in over 46 […]
To Inform: This week I had the chance to join a few of my peers here in Columbus for dinner with the Chief Economist and the Head of Technical Strategy at Strategas, a research firm whose partnership we greatly value. Both individuals spent 15-20 minutes on what they’re paying attention to in their work. The […]
To Inform: Each fall some 66 million people who receive social security benefits tune in to see what cost-of-living adjustment, or COLA, will be introduced by the Social Security Administration (SSA). Annual COLAs have occurred since 1975 and are based on the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), with the […]
To Inform: Emotions are high when it comes to markets right now. There is a coffee shop in Hilliard called Coffee Connections which is one of my favorite places to work when I need to focus. It’s a terrific place – great coffee, terrific atmosphere, and amazing people. As I’m typing this, there is a […]
To Inform: Markets have dealt a difficult hand of cards this year. Equity returns have been subpar nearly across the board (energy being the sole standout) and bonds, typically the ballast in rough seas, have performed almost as poorly as equities. The question on everyone’s mind is “Are there any positives in today’s market?” Before […]
To Inform: Stocks are retesting their June lows but one of the factors which has made the market environment particularly challenging is bonds are down as well. Most often, when stocks are down, bonds will tend to cushion the blow, but with the Bloomberg Aggregate Bond Index down over -14% YTD, bonds haven’t been a […]
To Inform: “How much can I give someone each year?” We hear this question often and justifiably so as the amount has changed over the years. In this WealthNotes we’ll demystify personal gifting. What is the Gift Tax? The annual gift tax exclusion has been around since the 1920s as a way to prevent […]