To Inform: One of the headlines in the December 3rd edition of the Wall Street Journal said “Covid-19 Vaccine Cleared For Use In UK.” After strong results from clinical trials, vaccines are being pushed for clearance for emergency use and distribution is expected to begin (in limited numbers) within days. Wider distribution of the vaccines […]

To Inform:   “Man… cannot fully find himself except through a sincere gift of himself.” This quote illustrates well the idea that, as human beings, we often find the greatest joy and satisfaction by giving our time, talent, or treasure for the benefit of others. The late Pope Saint John Paul II called this idea […]

To Inform: Christmas may have come early for investors as Pfizer/BioNTech put out its vaccine data earlier than expected. According to Bloomberg, “the shot prevented more than 90% of symptomatic infections in the trial of tens of thousands of volunteers.” On a call with reporters, Anthony Fauci, Director of National Institute of Allergy and Infectious […]

To Inform: As I write this, President Trump remains an outside shot to keep the Presidency. The situation remains fluid and thus I’ll stay away from what we don’t know (who will be inaugurated in January 2021) and stick to what we have a better idea of (Republicans hold the Senate and narrow the gap […]

To Inform: Earlier this week we held our Portfolios at Your Place Event looking at the “Final Countdown” before next week’s presidential election. We covered a lot of ground including potential planning implications with proposed changes in tax policy, portfolio implications of a weaker dollar post-election (it favors foreign stocks), and a look at which […]

To Roth or not to Roth, that is the question. The question that many investors saving for retirement will need to answer at some point in their lives, whether they are just starting out in their careers or are nearing retirement. But where do you start? First, let’s look at some key differences between a […]

To Inform: Virtually every conversation I have about financial markets lately involves the upcoming Presidential election. That’s no surprise as the prospect for shifts in economic and tax policies after the election is significant regardless of which candidate is your favorite. I will say though, there seems to be a disconnect between the way “Main […]

It’s easy to get dragged into the daily gyrations of the stock market and take your eye off the ball in what’s happening with the “real economy”. The market reacted violently in the early stages of the Coronavirus pandemic but staged a rebound the likes of which have never been seen. We’ve gone into some […]

To Inform: One of my favorite questions I sometimes receive from clients is “what is something happening out there that no one is talking about?” With most eyes focused on the election and the negative economic impact of COVID-19, I think something which is flying under the radar are the individuals out there taking risks […]

To Inform: The 2020 Tax Holiday and What to Do About It Did that long-awaited vacation you planned for 2020 get cancelled because of Covid-19? You’re not alone. Fortunately, you can send (some of) your taxes on vacation instead. For this year only, required minimum distributions (RMDs) have been suspended, which might mean that your […]